Circle is now offering USDC loans to institutional clients, secured by bitcoin. The new service, dubbed Digital Asset-Backed Borrowing, is available through the Circle Mint enterprise platform. The company launched Digital Asset-Backed Borrowing to let institutions borrow USDC against BTC collateral via Circle Mint.

What’s New?

Digital Asset-Backed Borrowing lets organizations tap into USDC liquidity by putting up their BTC as collateral. This product is aimed squarely at institutional players looking for capital without selling their bitcoin.

Where to Access

The service is integrated right into Circle Mint—Circle’s enterprise dashboard for USDC. It’s open to institutional users who need streamlined access to the company’s suite of products in one place.

Why It Matters for the Market

This move gives businesses a new way to unlock dollar liquidity in stablecoins while holding onto their BTC. For companies, it’s another legit channel to raise funds within the crypto infrastructure—no need to cash out bitcoin to access working capital.